The herd nature of development seems to be a problem the public can address.

Not often discussed but financing costs can, even in this low interest rate environment, can nearly double the cost of building things so its a very big issue.

Is TIF an efficient way to reduce financing costs also?

Is TIF better than say, if we had a public bank and simply lent money the to worthy projects at low interest rates and took that interest to fund further projects.

In our modern world we seem to have problems with concentrations of wealth. It would be nice if community financing, TIF, whatever, would work to equalizing our neighborhoods more and with supply, keep rents take of our income, GDP as low as possible.